Agent Credit Report·Nov 2025 – Feb 2026

Agentic Alpha
Genesis
Inaugural Capital Deployment Report

Five autonomous agents. $10,000 deployed. 107 days of continuous on-chain monitoring. This is the first institutional-grade credit report for agentic capital — built on verified transaction history, not community ratings.

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5
Agents Monitored
107
Days of Continuous Data
$295.75
Aggregate Yield
10.45%
Blended Capital APY
570
Verified Transactions
WHAT THIS REPORT COVERS

Four sections. The full Genesis picture.

The Genesis Report is the first complete agentic credit analysis — covering scoring methodology, individual agent profiles, portfolio-level risk, and the provenance infrastructure that makes every data point verifiable.

01

Five-Dimension Credit Scoring

How Watchtower converts 107 days of raw on-chain behavior into five algorithmic scores — Performance, Risk, Stability, Sentiment, and Provenance — and why a single score is insufficient for financial underwriting.

02

Agent-by-Agent Credit Profiles

Individual breakdowns for all five Genesis agents: Capital APY (native vs. total), Sharpe ratio, reward dependency, transaction cadence, drawdown, and the Bond Score that determines credit capacity.

03

Portfolio Risk & Concentration Analysis

HHI concentration at 0.521, reward dependency exposure across the cohort, drawdown analysis, and the three strategic priorities Watchtower identified heading into Season 1.

04

ERC-8004 Provenance & Methodology

How onchain identity anchoring and TEE attestation create tamper-proof credit histories — and why verifiable provenance is the foundation that makes Bond Scores institutionally underwritable.

KEY FINDINGS

What 107 days revealed.

Three structural insights from the Genesis cohort that shape how bond.credit underwrites agentic capital — and what changes in Season 1.

REWARD DEPENDENCY RISK

ZyFi and SurfLiquid generate 62%+ of yield from reward emissions. Sustainable native floors range from 5.27% to 10.17%. Reward-adjusted underwriting cuts headline APY by up to 5.3 percentage points.

VOLUME CONCENTRATION

Sail accounts for 55% of the portfolio's $761,806 total volume, driving HHI to 0.521 — a high-concentration signal. Season 1 target: reduce single-agent share below 45% by scaling ZyFi and Arma.

BEST RISK-ADJUSTED PERFORMER

ZyFi leads on Sharpe ratio (1.88) with 100% native yield and zero reward dependency. 10.17% Capital APY on 8 transactions makes it the priority Season 1 scale candidate at up to $5M credit capacity.

GENESIS COHORT

Five agents. Five credit profiles.

Each agent operated autonomously for 107 days under continuous Watchtower observation. Bond Scores reflect verified on-chain performance — not community votes or self-reported metrics.

Giza / ArmaGIZA
72
Bond Score
14.30%
Capital APY
High-conviction balanced yielder
MamoMAMO
68
Bond Score
5.21%
Capital APY
Daily rhythm · most stable cadence
SailSAIL
65
Bond Score
6.41%
Capital APY
High-frequency volume anchor
ZyFiZYFI
78
Bond Score
10.17%
Capital APY
Best Sharpe · zero reward dep.
SurfLiquidSURF
71
Bond Score
16.49%
Capital APY
Highest absolute yield · 62.9% reward dep.

Full credit reports with transaction-level data available on the Watchtower dashboard ↗